Faysal Bank Limited (FBL) has announced its financial results for the nine months ended September 2025, reporting a solid profit-before-tax (PBT) of Rs32.8 billion and a net profit of Rs15 billion. The bank’s earnings per share (EPS) stood at Rs9.89. Alongside these results, FBL declared an interim cash dividend of Rs1.5 per share, equivalent to 15%.
Faysal Bank’s balance sheet reflected healthy growth, with the total assets reaching Rs1.7 trillion, driven by continued deposit mobilisation. Current Accounts grew nearly 30% over the past nine months to Rs528 billion, while the total deposits increased to Rs1.3 trillion, marking a growth of more than 22% since December 2024. Net financing rose by 14.5% to Rs726 billion.
The Capital Adequacy Ratio (CAR) remained strong at 16%, comfortably above the regulatory requirements. Asset quality also improved, with the non-performing loan (NPL) ratio declining to 2.9% from 3.6% in December 2024.
FBL’s strong performance underscores its sound business fundamentals, prudent risk management, and focus on innovation. These strengths continue to position the bank as a leading player in Pakistan’s Islamic banking sector, committed to sustainable growth and long-term value creation for its stakeholders.
Mian Muhammad Younis, Chairman, Faysal Bank Limited, said: “Alhamdulillah, our performance for the nine months ended September 2025 reflects the enduring strength and resilience of our Islamic banking model. These results are the outcome of the Board’s strategic foresight and the dedication of our management team. We are deeply grateful for the continued trust of our customers, who choose Faysal Bank as their preferred partner in Islamic finance.”
In a strong show of support, Dar Al-Maal Al-Islami Trust (DMIT) and Ithmaar Group, the majority sponsors of Faysal Bank Limited, have reaffirmed their long-term commitment to the bank’s growth and presence in Pakistan.
Juma Abul, Group Chief Executive Officer of DMIT, said: “Faysal Bank is an integral part of the DMIT and Ithmaar Group. We are fully committed to supporting the bank’s continued expansion, ensuring management continuity, and offering world-class products and services that meet customer needs. Our goal is to further strengthen FBL’s position as a leading Islamic bank in Pakistan and to enhance its contribution to the country’s economic development.”
He also said that this commitment had been recently reiterated to the State Bank of Pakistan (SBP), underscoring the group’s focus on maintaining FBL’s stability and operational excellence. DMIT and Ithmaar Group will continue to provide strategic guidance and resources to help FBL pursue sustainable growth, consolidate its market leadership, and deliver best-in-class services to its customers.
